One Hour Payday Loans with Capital Pacific Loans

$500 - $1500. Get Instant Approval. Good credit not needed
Lorraine Roberte
Lorraine Roberte

Lorraine is a freelance personal finance and digital marketing writer from South Florida who creates content for businesses and startups that are seen on social media and search engines. She has written pieces for prominent platforms such as Thrive Global, Elephant Journal, Red Tricycle, Tweak Your Biz, and more.

Get 1-Hour Payday Loans Online from Direct Lenders | Fast Cash Releasing for Emergency Expenses

  • Easy Application
  • Fast Loan Decision
  • Quick Withdrawal
  • No Hard Credit Check
  • No Collateral or Cosigner
  • Poor and Bad Credit OK
  • Unemployment OK, Benefits Accepted
  • Short, Quick, and Easy!

What Are 1-Hour Payday Loans?

1-hour payday loan is a fast cash small-dollar short-term loan that you can cash out in as fast as an hour. The notable advantage of 1-hour payday loans is that they also work with bad credit because lenders do not do hard credit checking. So, you can pass the process for these types of payday loans even with a poor or non-existent credit score.

The lack of a credit check for 1-hour payday loans is also why lenders can release cash fast. Since lenders don't check with and report to credit bureaus, you no longer need to hear back from them—which usually takes weeks. Thus, you can get your loan much faster, making 1-hour loans possible.

Why Do I Need a 1-Hour Payday Loan?

1-hour payday loans are best for cash emergencies when you need money ASAP. Such payday loans are commonly used for:

  1. A minor but much-needed car repair,
  2. An emergency plumbing or electrical bill, and
  3. An urgent medical prescription.

You may need a 1-hour loan if you have small-dollar short-term needs requiring cash right away. You may also need it if you are not confident in your FICO credit score. If you apply for a loan through a bank or credit union, your credit score may fail you. Taking out a loan that does not care about your credit score can help. A one-hour payday loan is a short-term financial solution for all credit types regardless of the reason.

Features of 1-Hour Payday Loans With No Credit Checks

Instant Decision on Loan Approval

As soon as you complete our short application process, you can expect to hear from us within a few hours. Then, we'll let you know if we have your direct lender ready to present your top loan offer.

Also, know that your loan request is already pre-approved as soon as you hear back from us. You are only one signature away from securing your cash advance.

Accessible to Everyone for Any Purpose

We give you the complete freedom to use your online payday loan with us however you like. We do not ask you what your loans are for. We also do not have the interest to snoop around where you're going to use it after your get it. So rest assured that you are secured and free with Capital Pacific Loans.

No Credit Checks

We neither do a credit check nor judge you based on your credit history. We open access to credit to everyone, and you can start fresh here at Capital Pacific Loans. Never mind bad credit. If you have the financial capacity to support your 1-hour payday loan, we will give it to you.

Reviewing your loan request and applying does not affect your FICO credit score. As long as you have not signed a loan contract with your lender, you still have the freedom to say no.

Why Choose Capital Pacific Loans?

Capital Pacific Loans is one of America's top loan search engines. Providing only high-quality, secured loans matches, we take pride in assisting thousands of customers. We help customers with no credit, bad credit, and no jobs to get the loans they need and deserve.

We have also established a strong network of direct lenders all around the US. As days go by, we continue to strengthen our systems. So rest assured that we have the perfect direct lender to pair with you.

Choosing Capital Pacific Loans means choosing to have it all. Find the top loan deal for you fast and efficiently using our free services. Stay secured with the help of our stringent screening process of lenders. Never again be baited to scams and shady interest rates.

How to Apply Online

1. Submit a Loan Application

Hover your cursor to the top right-most corner of our website and hit Get Started. Send us a loan application by providing:

  1. The amount of money you need (loan amount),
  2. When you may be able to repay your loan (target due date), and
  3. Where you live (zip code).

2. Submit Supporting Documents

To complete your online loan application, send us all the following supporting documents:

  1. Proof of identity like a driver's license or Social Security ID. Your ID should show your full name and photo for identification.
  2. Proof of address like a utility bill or real estate tax receipt. Your proof must be of recent date and should be under your name.
  3. Proof of income like a paystub or income tax return. Your proof must be recent and show that you earn money.
  4. Proof of bank account like a bank statement or certificate of account from your bank. Your proof must be recent and show that you have an active account in a regulated bank.
  5. Complete contact details like your cellphone number and email address. Both must be yours and active.

3. View Your Loan Decision in 1–2 Hours

If all goes well, you should be able to know if you have been approved for a loan within 1–2 hours. You can then view the terms and conditions of your top loan offer right away so you can decide if you want it or not.

Try it Now!

One-hour payday loans are handy to have when you need them the most. Get a cash advance today at Capital Pacific Loans and have your funds by the next business day.

Where Can I Find Payday Loans Near Me?

You can use Capital Pacific Loans services in Alabama, Colorado, California, Illinois, Indiana, Iowa, Kentucky, Louisiana, Maryland, Nevada, Ohio, Tennessee, and Texas.