Payday Loans in Mississippi

$500 - $1500. Get Instant Approval. Good credit not needed
Robert Cressy
Robert Cressy

Robert Cressy, Professor of Finance, specializing in entrepreneurship, finance, governance, and ethics. More than 20+ years of experience in the field. Wrote more than 50 publications and co-authored more than 400 research papers.

Capital Pacific Loans offers the best online payday loans in Mississippi from direct lenders nearby. Your financial needs will be met through our company, as we are one of the fastest money loan processing companies in the USA, including Florida and Illinois. We are available 24 hours, seven days a week, at any place within the state, as long as you have an internet connection. Continue reading to learn more.

Payday Loans in Mississippi

Are There Payday Loans Near My Location in Mississippi?

Yes, there are payday loans near your location from a direct lender with Capital Pacific Loans. Our payday advance loan is offered by our payday lenders everywhere in the state. When you apply for a loan with us, you will be automatically connected to a lender closest to your location with the best terms and interest rates that fit your needs.

Are There Same-Day Payday Loans Online in Mississippi?

Yes, there are same-day online payday loans from direct lenders with Capital Pacific Loans. Our company has fully embraced the digital world and offers online applications in all our locations to remove the hassle of commuting and waiting in long queue lines. Through our online platform, we are also able to offer fast and easy approval.

Are There Payday Loans With No Credit Check in Mississippi?

Yes, we offer online payday loans with no credit checks from direct lenders at Capital Pacific Loans. Our lenders only require soft checks that do not impact your credit history. To borrow from our organization, simply provide the required personal and financial information to get approval for your cash loan request. No Teletrack and no hard credit checks are performed when you apply through us. 

Are There Payday Loans With Bad Credit in Mississippi?

Yes, there are payday loans for bad credit from a direct lender with Capital Pacific Loans. Through us, you can have 24/7 access to loans with instant approval regardless of your credit status. Some of our lenders specialize in offering payday loans to borrowers with poor credit, which helps us promote inclusivity through our services.

Are There Cash Advances in Mississippi With Instant Approval?

Yes, there are online cash advances from a cash advance lender with Capital Pacific Loans. We offer short-term loans that serve as an early paycheck to borrowers who need their salary earlier than their pay date. We sympathize with people who might not have the financial resources to address emergency expenses immediately. Because of this, our lenders offer cash advances regardless of what they are for, as long as you meet their requirements and agree to their terms. 

Are There Alternative Options for Payday Loans in Mississippi?

Yes, Mississippi has various loan options with guaranteed approval in store for you, including title loans, installment loans, and fast cash loans. You can find more information on these three loans below: 

A title loan is a secured loan that requires the borrower to offer an asset as collateral to the loan. This loan is sometimes referred to as an auto title loan because cars used as collateral are the most utilized title loan option. This loan is an alternative to a payday loan when the borrower needs a bigger loan. 

An installment loan is another alternative to a payday loan when you need a longer-term loan for a larger amount. Unlike payday loans, this loan has a longer repayment duration that is divided into payments for as long as 12 to 24 months. 

A fast cash loan is a payday loan that offers instant cash, such as a one-hour payday loan, with immediate repayment. This loan is suitable for immediate needs when you are short on cash, such as groceries or bills that you can repay almost immediately. 

Are Payday Loans Legal in Mississippi?

Yes, payday loans are legal in Mississippi. The state has a payday loan interest rate of 521% APR for a 14-day loan, with a finance charge of $20 and a $30 NSF fee for late payments. The maximum loan term is 30 days, with no cooling period between loan terms. The statute of limitation for a payday loan is three years.

How Much Payday Loans Can I Have in Mississippi at a Time?

Mississippi does not limit the number of loans taken at the same time.  The number of loans is not limited, but the maximum total of all loans is capped. 

How Much Can I Borrow?

In Mississippi, you are allowed to borrow a total of $500.

What Are the Requirements?

To avail of our services, Capital Pacific Loans requires the following:

  • Active checking account 
  • 18 years old or older
  • Stable source of income or proof of unemployment benefits
  • Social Security number
  • Working phone number and email address
  • American citizenship or resident of Mississippi

How Can I Apply Online With Capital Pacific Loans?

The loan application with Capital Pacific Loans is easy with just four steps:

  • Apply. Fill out the application form, including the personal and financial information mentioned above.
  • Submit. After submission, we will process your application and connect you to the best payday lender who fits your needs.
  • Sign. You will be contacted by our lender and sign an electronic agreement to the terms and rates of the loan.
  • Receive your loan. After signing the agreement, the lender will release the loan to your bank account via direct deposit or as a check that is available for check cashing the next day.

Why Choose Capital Pacific Loans?

Capital Pacific Loans works with financial experts and lenders who work every minute of the day, every day of the week, to provide for your financial needs. We offer loans with guaranteed instant approval, which ensures same-day processing and completion of your loan transaction. Our website is safe and secure, with a world-class firewall protecting our database that retrieves and stores your personal information. Apply with us now for 24/7 instant approval today!