Payday Loans in South Carolina

$500 - $1500. Get Instant Approval. Good credit not needed
Robert Cressy
Robert Cressy

Robert Cressy, Professor of Finance, specializing in entrepreneurship, finance, governance, and ethics. More than 20+ years of experience in the field. Wrote more than 50 publications and co-authored more than 400 research papers.

Payday loans help relieve the financial strain and stress you may face due to sudden and unexpected expenses. Capital Pacific Loans offers the best online payday loans in South Carolina from direct lenders nearby. We provide a seamless and effortless online application to help you get your cash loan today. Read on to learn more.

Payday Loans in South Carolina

Can I Find Payday Loans Near My Location in South Carolina?

Yes, you can get a payday loan near you from a direct lender with Capital Pacific Loans. We offer our services in almost all the states in the USA, directly working with reliable and trustworthy payday lenders to meet your every financial need.

Can I Find Same Day Payday Loans Online in South Carolina?

Yes, you can find a same day online payday loan from a direct lender with Capital Pacific Loans. Our online and straightforward application makes way for fast and easy approval. We are working with lenders and financial experts across the state who work 24/7 to provide a place for you to turn to whenever you need financial help. 

Can I Find Payday Loans With No Credit Check in South Carolina?

Yes, you can find an online payday loan with no credit check from a direct lender with Capital Pacific Loans. Our company works with financial lenders who offer guaranteed approval without having to perform hard checks that affect your credit history. All our lenders need is your personal information and income to proceed with your money loan application.  

Can I Find Payday Loans With Bad Credit in South Carolina?

Yes, you can find an online payday loan for bad credit from a direct lender with Capital Pacific Loans. Payday loans are designed to help relieve short term financial burdens that require quick solutions. As a result, with Capital Pacific Loans, you won't have a problem getting instant approval regardless of your credit history. We do not discriminate against our clients and work with lenders who specialize in bad credit loans.

Can I Find a Cash Advance in South Carolina With Instant Approval?

Yes, you can get an online cash advance from a cash advance lender with Capital Pacific Loans. Payday advance loans work as an early paycheck for those needing extra cash ahead of time. You can borrow for anything you need, such as rent, utilities, or emergency financial expenses. We can provide it for you! 

Can I Find Alternative Options for Payday Loans in South Carolina?

Yes, South Carolina offers various kinds of loans in store for you, such as title loans, installment loans, and fast cash loans. 

  • A title loan is a secure type of loan where you have to offer one of your assets as collateral, such as a car, motorcycle, or boat. The average amount you can get with a title loan ranges from $100 to $10,000, with an average approved loan of $1,000. 
  • Installment loans are an alternative to payday loans if you need a loan amount that exceeds the cap for short-term loans. This type of loan is meant for long-term bigger loans.  
  • Another type of loan is a fast cash loan, which comes with a no Teletrack application and same-day funding. Some types of fast cash loans include one-hour payday loans, same day loans, and emergency cash loans. 

Are Payday Loans Legal in South Carolina?

Yes, payday loans are legal in South Carolina, just like in Ohio and Alabama. The cost of payday loan laws allows $0 interest for a 14-day $100 loan, with a repayment plan that allows the borrower to extend their payment plan once every 12 months. This allows the borrower to make four equal payments without additional interest, per the state's payday loan laws. The statute of limitations is three years. 

How Many Payday Loans Can I Have in South Carolina at a Time?

You are allowed one loan at a time. Lenders in South Carolina are not allowed to issue a payday loan to someone with an outstanding loan. A financial organization is in charge of regulating these laws in the state. 

How Much Can I Borrow?

You can borrow a payday loan worth $500 in South Carolina.

What Are the Requirements?

Capital Pacific Loans tries to help every borrower who comes our way. To access our free services and apply for a loan, we require the following:

  • An active savings or checking account under your name
  • Be at least 18 years old with a government-issued ID as proof
  • A stable income, verified by paychecks or claim/pay stubs for those receiving unemployment benefits
  • A Social Security number
  • A verifiable phone number and email address for establishing communication between us, the payday lender, and you
  • Be an American citizen or resident of South Carolina 

How to Apply Online With Capital Pacific Loans?

Capital Pacific Loans offers a straightforward loan application that only takes four steps:

  • Apply. Our application form is online and can be completed in less than five minutes. You must provide personal and financial information, such as your name, address, contact information, bank account, and Social Security number.
  • Submit and wait. Once your application is complete and submitted, we will process it right away and connect you to a lender who best fits your needs.
  • Sign. Once connected to a lender, you will be required to sign an e-agreement stating that you agree to the loan terms.
  • Receive your loan. This will either be through direct deposit to your bank account or through a check that is available for check cashing the next day. 

Why Choose Capital Pacific Loans?

Capital Pacific Loans works with reputable direct lenders who offer the best payday loans in the state. We highly value your privacy and ensure that your transaction with us remains safe and secure by making use of a competent internet firewall for data retrieval and storage. Apply with us now to get your money fast! Experience our free service today!